Credit Information

Take Advantage of Our Various Credit Options
Revolving Credit

REVOLVING CREDIT WITH ‘YOUR HOME CARD’

Take it home the easy way with TV Sales & Home easy INTEREST FREE revolving credit scheme on selected items which lets you buy now and keep buying!

This card allows you to purchase selected products at any TV Sales & Home or YourSpace stores nationwide, up to a maximum of $300, and get 6 months to pay. So whether its kettles, toasters, bed sets. Dinettes, microwaves, irons, cellphones or cameras, you can fill your home with the world’s best brands at the best prices and only pay later. NOW THERE IS A DEAL YOU DONT WANT TO MISS! And remember, you only start your repayments at the end of the next calendar month.

Approved

Applying for Credit

INDIVIDUALS (EMPLOYEES)

  • Copy of valid ID (plastic, metal) OR driver’s license
  • Original, current pay slip
  • Current 3 months bank statement with 3 salary entries
  • Utility bill not more than 3 months old
  • Foreigners should produce passport with valid residence permit
  • Letter of confirmation from employer
     

SELF EMPLOYED

  • Cr 14
  • Memorandum - articles of association
  • 6 months company/individual bank statement
  • Copy id for self and all directors
  • Proof of residence showing ownership
  • Company should be in operation for more than 3 years
  • Tax clearance ITF263
  • 2 credible trade references
payment arrangments

Other Payment Arrangements

  • RTGS
  • Ecocash Biller Code 38699
  • Swipe Machines (CBZ/ Zimswitch)
  • Cash
  • Salary service beureu stop order facility
  • Lay-Bye
  • Company stop order facilities on arrangement
checklist

Credit Check Lists

1. FORMALLY EMPLOYED
(Includes Armed Forces and Police)

REQUIREMENTS FOR CREDIT APPLICATION

  • Basic requirements + A or B (whichever is applicable to you)
  • Original National Id, Driver’s License (metal or plastic, no paper) or Valid Passport.
  • Proof of residence (Utility Bills Zesa, Telone, Water, Local Authority, Town Council). Not more than 3 months old (lease agreements/ agreements of sale not acceptable).
  • A) Formally employed (Salary paid through the bank)
  • Original Current Payslip.
  • Current 3 months bank statement.
  • B) Formally employed (Salary paid in Cash)
  • Original Payslips for past three months (including current pay slip).
  • Confirmation letter from employer that salaries are paid in cash.

2. INFORMAL TRADERS
(Qualify for a lay-bye scheme)

REQUIREMENTS FOR LAY-BYE APPLICATION

  • Original National Identification, Driver’s Licence (metal or plastic, no paper) or Valid Passport.

3. REPEAT CUSTOMERS
GREEN ROUTE

REQUIREMENTS FOR CREDIT APPLICATION

  • Original National Identification (metal or plastic/passport/driver’s licence).
  • Original Current Payslip.
  • Provide other documents where change has occurred; e.g., new proof of residence (Utility Bills Zesa, Telone, Water, Local Authority, Town Council).

4. SELF EMPLOYED
(with Registered Companies)

REQUIREMENTS FOR CREDIT APPLICATION

  • Original National Identification (metal or plastic/passport/driver’s licence).
  • Proof of residence (utility bills Zesa, Telone, Water, Local Authority, Town council) in applicant’s name, not more than 3 months old (Agreements of sale with latest payment towards purchase).
  • Proof of business address (utility bills Zesa, Telone, Water, Local Authority, Town council).
  • Company registration documents - CR14, CR6, Articles and Memorandum of Association, Tax Clearance, Practicing Certificate and Business Licence.
  • Proof of source of income (rents, business) bank statement for 6 months showing deposits.
  • Minimum Deposit 45%.

5. CREDIT CHECKLIST
SSB CUSTOMERS

REQUIREMENTS FOR CREDIT APPLICATION

  • Original National Identification (metal or plastic/valid passport/ driver’s licence).
  • Original Current Payslip.
  • Express applications during the SSB closed period (1st- 14th) also require:
  • Proof of residence (Utility Bills Zesa, Telone, Water, Local Authority, Town council).
  • Confirmation letter from employer.
  • 3 months bank statement.
  • Original Payslips will be withheld and released after verification from SSB.